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Mortgage Loan Rates

Rate indications for a purchase transaction with 20% down closing in 30 days. Call for details regarding credit score requirements and loan to value requirements.

Mortgage Loan Interest Rate APR* Points
30 Year FIXED Conv. (to $417.00k) 4.000% 4.078% 0
15 year FIXED Conv. (to $417.00k) 3.125% 3.232% 0
Rural Development (USDA) 30 year fixed 4.000% 4.508% 0
FHA 30 year fixed 3.500% 4.696% 0
VA 30 year fixed 3.500% 3.739% 0
5/1 ARM with Caps of 5/2/5 3.125% 3.105% 0


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* Annual percentage rate (APR) assumes normal closing costs

Competitive rates are also available for loans under $100,000 and for JUMBO's over $650,000. Call for daily rate quotes, quotes for non owner-occupied purchases or cash-out refinances and for quotes on other loans. Rates subject to change without advance notice.

Rates revised as of 06/14/2013