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Mortgage Loan Rates

Rate indications for a purchase transaction with 20% down closing in 30 days. Call for details regarding credit score requirements and loan to value requirements.

Mortgage Loan Interest Rate APR* Points
30 Year FIXED Conv. (to $417.00k) 4.250% 4.360% 0
15 year FIXED Conv. (to $417.00k) 3.375% 3.554% 0
Rural Development (USDA) 30 year fixed 3.875% 4.426% 0
FHA 30 year fixed 3.750% 4.959% 0
VA 30 year fixed 3.750% 4.014% 0

 Rates revised as of 9/09/2014

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* Annual percentage rate (APR) assumes normal closing costs

Competitive rates are also available for loans under $100,000 and for JUMBO's over $650,000. Call for daily rate quotes, quotes for non owner-occupied purchases or cash-out refinances and for quotes on other loans. Rates subject to change without advance notice.

A typical 30 year $150,000 fixed rate loan at 4.500% would have monthly Principal and Interest payments of $760.03, assuming a 20% down payment. Payments do not include amounts for taxes and insurance premiums. Actual payment obligation will be greater.

A typical 15 year $150,000 fixed rate loan at 3.500% would have monthly Principal and Interest payments of $1,072.32, assuming a 20% down payment. Payments do not include amounts for taxes and insurance premiums. Actual payment obligation will be greater.

Mortgage Department