Buying a home is the closest most of us ever get to high finance. At Liberty Bank, our Mortgage specialists do all they can to make the process easier. We can help you choose the best mortgage for you, including fixed rate, adjustable rate, home equity, new purchase and refinance loans.
- We can help you lock in rates for 30, 60 or 90 days, a unique and important benefit when you're searching for the perfect home.
- Want to apply online? You'll find the process simple and you can even find online mortgage calculators to make things clearer.
- Rather talk with somebody in person? We can take your information over the phone. There's no cost and no obligation and we can get you pre-qualified in no time at all!
Find a loan that's right for you:
- Offers a stable monthly payment over the life of the loan.
- Available in 15, 20 and 30-year terms.
- A good option if you plan to stay in your home for several years.
- Often offers lower initial monthly payments than a fixed-rate mortgage.
- Rate adjusts over time with market rates so payments may increase over the life of the loan.
- A good option if you plan to stay in your home a short amount of time or you expect your income to increase over time.
First-time homebuyer loan
- There are a variety of programs available to help first-time home buyers and those who have been out of the home market for a few years.
- Our loan officers are experienced in multiple government-backed loan programs including; FHA, VA, Rural Development and Missouri Housing Development Commission Bonds.
- Often these loans have lower down payment options
- Whether you're starting from the ground up or it's a renovation or repair you have in mind, we offer several solutions to help you complete your project.