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Privacy Policy

At Liberty Bank we take the security of your account information very seriously. Protecting your privacy is important to us and our employees. We guard against unauthorized access to client information, and we are committed to taking the appropriate action to prevent fraud.

Read our Privacy Policy and Security Statement to learn how we protect your account information. As a general business practice, we would not ask for sensitive personal information by unsolicited email. If you have any questions or concerns about any unsolicited email that you receive, please call us at 417-888-3000 or email customerservices@therisingstar.com.

FACTS WHAT DOES LIBERTY BANK DO WITH YOUR PERSONAL INFORMATION?
Why?

Financial companies choose how they share your financial information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and account balances
  • Credit history and employment information
  • Payment history and income

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customer's personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Liberty Bank chooses to share; and whether you can limit this sharing.

REASONS WE CAN SHARE YOUR PERSONAL INFORMATIONDOES LIBERTY BANK SHARE?CAN YOU LIMIT THIS SHARING?

For our everyday business purposes -
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes

No

For our marketing purposes -
to offer our products and services to you

Yes

No

For joint marketing with other financial companies

Yes

No

For our affiliates' everyday business purposes -
information about your transactions and experiences

No

We don't share

For our affiliates' everyday business purposes -
information about your creditworthiness

No

We don't share

For nonaffiliates to market to you

No

We don't share

 

Questions? Call (417) 888-3000 or visit therisingstar.com.

WHO WE ARE
Who is providing this notice?

Liberty Bank

WHAT WE DO
How does Liberty Bank protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

We further utilize data encryption and secure transmission of information over the Internet as well as anti-virus/malware protection of internal systems.

How does Liberty Bank collect my personal information?

We collect your personal information, for example, when you

  • apply for a loan or open an account
  • make deposits or withdrawals from your account or pay us by check
  • provide employment information
Why can't I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates' everyday business purposes - information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.

DEFINITIONS
Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Liberty Bank has no affiliates.
Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Liberty Bank does not share with nonaffiliates so they can market to you.
Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Our joint marketing partners include Financial Services Companies (such as Credit Card or Insurance Companies)
OTHER IMPORTANT INFORMATION

Title 20 of the Missouri Code of State Regulations (CSR) gives the same rights as Federal Law under Division 100, Chapter 6 -- Privacy of Consumer Information