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SBA Preferred LenderSmall Business Financing

Liberty Bank consistently ranks as Southwest Missouri's #1 SBA lender. Whether you're starting a new company, purchasing an existing firm, or planning to expand your current business, Liberty Bank and the SBA can provide you with terms you may not be able to find elsewhere including a longer repayment period, lower monthly payments, and lower down payment.


Benefits of working with Liberty Bank

Liberty Bank is a designated SBA Preferred Lender, meaning we have the highest level of independence the SBA extends to lenders. We were selected to be a Preferred Lender based on our experience and efficiency in processing and servicing SBA Loans. Our PLP status allows us to streamline the application process, and gives us the ability to quickly decision loan requests.

LIBERTY BANK SBA LENDING FACTS

#1 SBA Lending Bank in Southwest Missouri for the 15th consecutive year
#1 SBA Lending Bank in the State of Missouri for the 2nd consecutive year
One of the top 50 SBA lenders in the United States for 2012 when ranked by dollars
One of the top 40 SBA lenders in the United States for 2012 when ranked by number of loans

Advantages of SBA financing

  • Longer repayment period/lower monthly payments
  • Term of up to 25 years for real estate, 10 years for equipment and 10 years for working capital
  • Loan can be under-collateralized if collateral is unavailable
  • Can borrow up to $5,000,000
  • Up to 100% financing
  • No balloon payments
  • Loan is assumable (with bank approval)

What types of loans qualify?

You can use the proceeds from your SBA loan for many business purposes, including:

  • Real estate purchase
  • Construction
  • Renovation
  • Leasehold improvements
  • Business acquisition or start-up
  • Machinery or equipment purchase

How do I know if I qualify for a Small Business Administration loan?

More than 90% of US businesses are small by SBA standards. To determine your eligibility for an SBA loan - as well as permit us to structure the loan best suited to your needs - Liberty Bank will consider your annual sales volume, number of employees, and the type of business you are in. We will also review your credit history and repayment ability based upon a cash flow analysis of your business.

How do I apply?

The information required to apply for an SBA loan varies depending on the type of financing requested. The forms below can get you started. For more information on SBA loans, contact our SBA loan specialists directly or email SBALoans@therisingstar.com.

Forms

 

PLEASE CONTACT ANY OF OUR SBA SPECIALISTS TO DISCUSS YOUR OPTIONS

Scott Tennison

Scott Tennison
417-875-6755
stennison@therisingstar.com

Christian Lewis

Christian Lewis
417-875-6766
clewis@therisingstar.com

Carla Barnes

Carla Barnes
417-875-5213
cbarnes@therisingstar.com

Travis Beazley

Travis Beazley
417-875-6822
tbeazley@therisingstar.com